ML · Risk

Fraud scoring built
for Indonesian
payment patterns..

A real-time fraud detection system for QRIS, e-wallet, card, bank transfer, and social-engineering patterns in Indonesia.

It scores transactions, explains why a case is risky, and routes high-risk activity to the right analyst with the context needed for review.

A fraud system that doesn't know your market
isn't protecting it.

Generic fraud models often miss local tactics, block legitimate customers, and create alert queues that are hard for analysts and compliance teams to trust.

High

False positive

QRIS chains, e-wallet movement, mule behavior, and WhatsApp scam flows need Indonesia-specific signals.

Local

Local pattern gaps

QRIS payment chains, e-wallet transfers, and local WhatsApp scams are invisible to models built for other markets.

Opaque

Risk decisions

Black-box scores make it difficult for compliance teams to explain why a transaction was blocked or escalated.

Costly

Customer friction

Unclear fraud rules can interrupt good customers and weaken trust in the transaction experience.

Five steps.
Four run automatically..

Your fraud team sets risk thresholds, reviews escalations, and approves policy changes. The system scores, explains, routes, and learns from analyst feedback.

Ingest , connecting to banking and payment systems Score , real-time risk scoring in under 100ms Explain , plain-language reasoning for flagged transactions Escalate , routing high-risk cases to analysts Learn , system learning from analyst feedback
Connect transaction signals
Ingest
Connect payment, device, account, customer, and transaction data from your banking or payment platform.
Score transaction risk
⟳ auto
Score
Each transaction receives a risk score based on local fraud signals and your risk policy.
Show the reason
⟳ auto
Explain
Every flagged case includes the signals, patterns, and plain-language explanation behind the score.
Route high-risk cases
⟳ auto
Escalate
Important cases are sent to the right analyst with transaction history, links, and supporting context.
Improve with feedback
⟳ auto
Learn
The system uses analyst decisions to refine future scoring and adapt to changing fraud behavior.

Every score comes with a reason. Your compliance team can review & defend

What your team actually sees.

LLive dashboard, risk scores, flagged transactions, account links, analyst actions, and plain-language explanations in one view.

Fraud Detection dashboard showing real-time transaction scoring, alert queue, and explainability panel

Less alert noise.
More useful fraud signals. .

Pillar
Before
After
Detection
Local fraud patterns are missed
Scoring uses Indonesia-specific fraud signals
False positives
Analysts clear too many false alerts
Alerts are ranked with clearer risk context
Response Flow
Risk checks happen too late or with limited context
Cases are scored, explained, and routed in the transaction flow
Compliance
No clear explanation behind decisions
Every score includes reviewable reasoning and audit context
  • Fewer false positives

    Analysts spend more time on meaningful risk and less time clearing noise.

  • Live transaction scoring

    Risk decisions can happen inside the transaction flow without relying only on delayed review.

  • Explainable decisions

    Every score includes a clear reason for analyst, customer, and compliance review.

  • Adaptive detection

    The model improves as fraud tactics change and analysts provide feedback.

caught.

Show us your false positives.
We'll show you what local scoring catches.

We re-score a sample of your past transactions, compare it against your current workflow, and show where local fraud signals improve detection and reduce noise.

Historical scoring assessment

Test before live deployment

We review sample transactions and show false alerts, missed patterns, and explainability gaps without changing your live systems.